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effects prozac side withdrawal
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Posted: 8 12 2009 Post subject: decreased sex drive on prozac |
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| This amazing.The last time I had a bank account when I set it up I asked if my accounts visa card had this overdraft protection or if my card would just be declined.I was told it would be declined. So I'm thinking, great I don't have to keep a close watch on my account if I only use the card.If I try to spend too much it will just be declined.I found out $30 dollars worth of transactions and $240 dollars worth of overdraft fees later, that I had been lied to.I questioned the bank on this and was told this "overdraft protection" was standard and could not be removed from my account.I closed my account and got a Wal-Mart prepaid visa card.I can walk into a wal-mart at 3 am on a sunday morning and have money deposited into my account instantly.They also include direct deposit and bill pay, they will actually mail a check for you to billers that do not take credit cards, this saves me so much time and hassle, not to mention the hundreds of dollars in fees I have saved this year.I would advise anyone who is tired of ridiculous bank fees and bankers hours to get one of these cards.Overdraft protection is nothing more than the bank loaning you money then charging you, and calling it a "fee" instead of "interest"There are strict laws regulating interest rates, but these laws do not apply if they call it a fee instead.Banks are exploiting a loophole in the law to take advantage of their poorest customers forcing them even farther into financial trouble.Oh.. No.. I am out of money!I am afraid I am going to have to charge you for that.For what?There is a fee for running out of money!Banks need to be making their money from their richest customers, not from the poorest, and these "overdraft loans" should be forced to follow the same laws and interest rates as any other loan.The role and responsibility of a bank should be to help people protect their money, not to steal it from them.I could go on all day about this, I hate banks and their predatory practices! |
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